Business Insurance Solutions

Holmes & McDowell has built a solid reputation in providing business insurance solutions by continually seeking new, challenging risk management opportunities. Our ability to handle unique or niched liability needs has provided us with a wide range of experience serving clients that are varied in market, industry, service and product.

Business Owner Policies

Combining business property and liability coverage, business owner policies from Holmes & McDowell offer comprehensive coverage as well as peace of mind.

Builder's Risk

Holmes & McDowell offers comprehensive Builder’s Risk policies that will not only offer coverage for buildings under construction or renovation but also provides coverage for property in transit, debris removal, temporary structures, soft costs and business income and extra expense.

Commercial Auto

Whether your business owns one vehicle or a whole fleet, commercial auto coverage from Holmes & McDowell provides tailored protection.

Commercial General Liability

Protecting your business with commercial general liability coverage from the Holmes & McDowell team protects your business' longevity.

Cyber Liability

Holmes & McDowell offers tailored coverage to protect your business from digital threats and cyber liability.

Employment Practices Liability

While general liability and workers compensation policies exclude coverage for such claims, Holmes & McDowell provide EPLI policies that are designed specifically to respond to employment related claims.

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Flood Insurance

Floods can happen anywhere so it is important to protect your most important financial assets.

Inland Marine

Inland marine coverage from Holmes & McDowell protects your business property while off-site and in transit.

Property Insurance

Insuring your business property through Holmes & McDowell is a smart way to protect your business' ability to operate and financial well-being.

Loss Control

Holmes & McDowell offers loss control as part of its business insurance offerings to reduce the possibility of a loss and reduce the severity if a loss does occur.

Professional Liability

With client claims and lawsuits on the rise, Professional Liability insurance is critical to protect your law firm’s assets and your personal assets.

Risk Management

Risk management assistance from Holmes & McDowell includes the evaluation of risks and related losses specific to your business.

Surety & Bonds

Holmes & McDowell offers an array of surety and bonds through the Acrisure network. These policies serve as contracts and certificates of compliance.

Umbrella & Excess Liability

Holmes & McDowell offers umbrella and excess liability coverage to supplement existing business insurance.

Workers' Compensation

Workers' compensation from Holmes & McDowell can be customized to provide wage replacement and medical benefits for employees injured on the job.

Where we are

Holmes & McDowell
960 Holmdel Road
Building 1, Suite C
Holmdel, NJ 07733
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